Agreeing with our Terms of Use completes the process.
AGREEMENT BETWEEN USER AND Preferred Mutual Insurance Company
The Preferred Mutual Insurance Company Insured Portal is comprised of various pages operated by Preferred Mutual
Insurance Company.
The Preferred Mutual Insurance Company Insured Portal is offered to you conditioned on your acceptance without
modification of the terms,
conditions, and notices contained herein. Your use of the Preferred Mutual Insurance Company Insured Portal
constitutes your agreement to all such terms, conditions, and notices.
MODIFICATION OF THESE TERMS OF USE
Preferred Mutual Insurance Company reserves the right to change the terms, conditions, and notices under which
the Preferred Mutual Insurance Company Insured Portal is offered, including but not limited to the charges
associated with the use of the Preferred Mutual Insurance Company Insured Portal.
LINKS TO THIRD PARTY SITES
The Preferred Mutual Insurance Company Insured Portal may contain links ("Linked Sites"). The Linked Sites are not
under the control of Preferred Mutual Insurance Company and Preferred Mutual Insurance Company is not responsible
for the contents of any Linked Site, including without limitation any link contained in a Linked Site, or any
changes or updates to a Linked Site. Preferred Mutual Insurance Company is not responsible for webcasting or any
other form of transmission received from any Linked Site. Preferred Mutual Insurance Company is providing these
links to you only as a convenience, and the inclusion of any link does not imply endorsement by Preferred Mutual
Insurance Company of the site or any association with its operators.
NO UNLAWFUL OR PROHIBITED USE
As a condition of your use of the Preferred Mutual Insurance Company Insured Portal, you warrant to Preferred Mutual
Insurance Company that you will not use the Preferred Mutual Insurance Company Insured Portal for any purpose that
is unlawful or prohibited by these terms, conditions, and notices. You may not use the Preferred Mutual Insurance
Company Insured Portal in any manner which could damage, disable, overburden, or impair the Preferred Mutual
Insurance Company Insured Portal or interfere with any other party's use and enjoyment of the Preferred Mutual
Insurance Company Insured Portal. You may not obtain or attempt to obtain any materials or information through any
means not intentionally made available or provided for through the Preferred Mutual Insurance Company Insured
Portal.
USE OF COMMUNICATION SERVICES
The Preferred Mutual Insurance Company Insured Portal may contain bulletin board services, chat areas, news groups,
forums, communities, personal web pages, calendars, and/or other message or communication facilities designed to
enable you to communicate with the public at large or with a group (collectively, "Communication Services"), you
agree to use the Communication Services only to post, send and receive messages and material that are proper and
related to the particular Communication Service. By way of example, and not as a limitation, you agree that when
using a Communication Service, you will not:
- Defame, abuse, harass, stalk, threaten or otherwise violate the legal rights (such as rights of privacy and
publicity) of others.
- Publish, post, upload, distribute or disseminate any inappropriate, profane, defamatory, infringing, obscene,
indecent or unlawful topic, name, material or information.
- Upload files that contain software or other material protected by intellectual property laws (or by rights of
privacy of publicity) unless you own or control the rights thereto or have received all necessary consents.
- Upload files that contain viruses, corrupted files, or any other similar software or programs that may damage
the operation of another's computer.
- Advertise or offer to sell or buy any goods or services for any business purpose, unless such Communication
Service specifically allows such messages.
- Conduct or forward surveys, contests, pyramid schemes or chain letters.
- Download any file posted by another user of a Communication Service that you know, or reasonably should know,
cannot be legally distributed in such manner.
- Falsify or delete any author attributions, legal or other proper notices or proprietary designations or labels
of the origin or source of software or other material contained in a file that is uploaded.
- Restrict or inhibit any other user from using and enjoying the Communication Services.
- Violate any code of conduct or other guidelines which may be applicable for any particular Communication
Service.
- Harvest or otherwise collect information about others, including e-mail addresses, without their consent.
- Violate any applicable laws or regulations.
Preferred Mutual Insurance Company has no obligation to monitor the Communication Services. However, Preferred
Mutual Insurance Company reserves the right to review materials posted to a Communication Service and to remove any
materials in its sole discretion.
Preferred Mutual Insurance Company reserves the right to terminate your access to any or all of the Communication
Services at any time without notice for any reason whatsoever.
Preferred Mutual Insurance Company reserves the right at all times to disclose any information as necessary to
satisfy any applicable law, regulation, legal process or governmental request, or to edit,
refuse to post or to remove any information or materials, in whole or in part, in Preferred Mutual Insurance
Company's sole discretion.
Always use caution when giving out any personally identifying information about yourself or your children in any
Communication Service. Preferred Mutual Insurance Company does not control or endorse the content, messages or
information
found in any Communication Service and, therefore, Preferred Mutual Insurance Company specifically disclaims any
liability with regard to the Communication Services and any actions resulting from your participation in any
Communication Service. Managers and hosts are not authorized Preferred Mutual Insurance Company spokespersons, and
their views do not necessarily reflect those of Preferred Mutual Insurance Company.
Materials uploaded to a Communication Service may be subject to posted limitations on usage, reproduction and/or
dissemination. You are responsible for adhering to such limitations if you download the materials.
MATERIALS PROVIDED TO Preferred Mutual Insurance Company OR POSTED AT ANY Preferred Mutual Insurance Company INSURED
PORTAL
Preferred Mutual Insurance Company does not claim ownership of the materials you provide to Preferred Mutual
Insurance Company (including feedback and suggestions) or post, upload, input or
submit to any Preferred Mutual Insurance Company Insured Portal or its associated services (collectively
"Submissions"). However, by posting, uploading, inputting, providing or submitting your Submission you are
granting Preferred Mutual Insurance Company, its affiliated companies and necessary sublicensees permission to use
your Submission in connection with the operation of their businesses including, without limitation,
the rights to: copy, distribute, transmit, publicly display, publicly perform, reproduce, edit, translate and
reformat your Submission; and to publish your name in connection with your Submission.
No compensation will be paid with respect to the use of your Submission, as provided herein. Preferred Mutual
Insurance Company is under no obligation to post or use any Submission you may provide and may
remove any Submission at any time in Preferred Mutual Insurance Company's sole discretion.
By posting, uploading, inputting, providing or submitting your Submission you warrant and represent that you own or
otherwise control all of the rights to your Submission as described in this section including,
without limitation, all the rights necessary for you to provide, post, upload, input or submit the Submissions.
LIABILITY DISCLAIMER
THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES INCLUDED IN OR AVAILABLE THROUGH THE Preferred Mutual Insurance
Company INSURED PORTAL MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE
PERIODICALLY ADDED TO THE INFORMATION HEREIN. Preferred Mutual Insurance Company AND/OR ITS SUPPLIERS MAY MAKE
IMPROVEMENTS AND/OR CHANGES IN THE Preferred Mutual Insurance Company INSURED PORTAL AT ANY TIME.
ADVICE RECEIVED VIA THE Preferred Mutual Insurance Company INSURED PORTAL SHOULD NOT BE RELIED UPON FOR PERSONAL,
MEDICAL, LEGAL OR FINANCIAL DECISIONS AND YOU SHOULD CONSULT AN APPROPRIATE PROFESSIONAL FOR SPECIFIC ADVICE
TAILORED TO YOUR SITUATION.
Preferred Mutual Insurance Company AND/OR ITS SUPPLIERS MAKE NO REPRESENTATIONS ABOUT THE SUITABILITY, RELIABILITY,
AVAILABILITY, TIMELINESS, AND ACCURACY OF THE INFORMATION, SOFTWARE, PRODUCTS, SERVICES
ND RELATED GRAPHICS CONTAINED ON THE Preferred Mutual Insurance Company INSURED PORTAL FOR ANY PURPOSE. TO THE
MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ALL SUCH INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND
RELATED GRAPHICS ARE PROVIDED "AS IS" WITHOUT WARRANTY OR CONDITION OF ANY KIND. Preferred Mutual Insurance Company
AND/OR ITS SUPPLIERS HEREBY DISCLAIM ALL WARRANTIES AND CONDITIONS WITH REGARD TO THIS INFORMATION, SOFTWARE,
PRODUCTS,
SERVICES AND RELATED GRAPHICS, INCLUDING ALL IMPLIED WARRANTIES OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A
PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL Preferred Mutual Insurance Company AND/OR ITS
SUPPLIERS BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL DAMAGES OR
ANY DAMAGES WHATSOEVER INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF USE, DATA OR PROFITS, ARISING OUT OF OR IN
ANY WAY CONNECTED WITH THE USE OR PERFORMANCE OF THE Preferred Mutual Insurance Company INSURED PORTAL,
WITH THE DELAY OR INABILITY TO USE THE Preferred Mutual Insurance Company INSURED PORTAL OR RELATED SERVICES, THE
PROVISION OF OR FAILURE TO PROVIDE SERVICES, OR FOR ANY INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND
RELATED GRAPHICS OBTAINED THROUGH THE Preferred Mutual Insurance Company INSURED PORTAL, OR OTHERWISE ARISING OUT OF
THE USE OF THE Preferred Mutual Insurance Company INSURED PORTAL, WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE,
STRICT LIABILITY OR OTHERWISE, EVEN IF Preferred Mutual Insurance Company OR ANY OF ITS SUPPLIERS HAS BEEN ADVISED
OF THE POSSIBILITY OF DAMAGES. BECAUSE SOME STATES/JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF
LIABILITY FOR
CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IF YOU ARE DISSATISFIED WITH ANY
PORTION OF THE Preferred Mutual Insurance Company INSURED PORTAL, OR WITH ANY OF THESE TERMS OF USE, YOUR SOLE AND
EXCLUSIVE REMEDY
IS TO DISCONTINUE USING THE Preferred Mutual Insurance Company INSURED PORTAL.
SERVICE CONTACT : info@preferredmutual.com
TERMINATION/ACCESS RESTRICTION
Preferred Mutual Insurance Company reserves the right, in its sole discretion, to terminate your access to the
Preferred Mutual Insurance Company Web Site and the related services or any portion thereof at any
time, without notice. GENERAL To the maximum extent permitted by law, this agreement is governed by the laws of the
State of Washington, U.S.A. and you hereby consent to the exclusive jurisdiction and venue of courts in
King County, Washington, U.S.A. in all disputes arising out of or relating to the use of the Preferred Mutual
Insurance Company Insured Portal. Use of the Preferred Mutual Insurance Company Insured Portal is unauthorized in
any
jurisdiction that does not give effect to all provisions of these terms and conditions, including without limitation
this paragraph. You agree that no joint venture, partnership, employment, or agency relationship exists between
you and Preferred Mutual Insurance Company as a result of this agreement or use of the Preferred Mutual Insurance
Company Insured Portal. Preferred Mutual Insurance Company's performance of this agreement is subject to existing
laws and legal process, and nothing contained in this agreement is in derogation of Preferred Mutual Insurance
Company's right to comply with governmental, court and law enforcement requests or requirements relating to your use
of
the Preferred Mutual Insurance Company Insured Portal or information provided to or gathered by Preferred Mutual
Insurance Company with respect to such use. If any part of this agreement is determined to be invalid or
unenforceable
pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set
forth above, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision
that most closely matches the intent of the original provision and the remainder of the agreement shall continue in
effect. Unless otherwise specified herein, this agreement constitutes the entire agreement between the user and
Preferred Mutual Insurance Company with respect to the Preferred Mutual Insurance Company Insured Portal and it
supersedes all prior or contemporaneous communications and proposals, whether electronic, oral or written, between
the
user and Preferred Mutual Insurance Company with respect to the Preferred Mutual Insurance Company Insured Portal. A
printed version of this agreement and of any notice given in electronic form shall be admissible in judicial or
administrative proceedings based upon or relating to this agreement to the same extent an d subject to the same
conditions as other business documents and records originally generated and maintained in printed form. It is the
express
wish to the parties that this agreement and all related documents be drawn up in English.
COPYRIGHT AND TRADEMARK NOTICES:
All contents of the Preferred Mutual Insurance Company Insured Portal are: Copyright Preferred Mutual Insurance
and/or its suppliers. All rights reserved.
TRADEMARKS
The names of actual companies and products mentioned herein may be the trademarks of their respective owners.
The example companies, organizations, products, people and events depicted herein are fictitious. No association with
any real company, organization, product, person, or event is intended or should be inferred.
Any rights not expressly granted herein are reserved.
NOTICES AND PROCEDURE FOR MAKING CLAIMS OF COPYRIGHT INFRINGEMENT
Pursuant to Title 17, United States Code, Section 512(c)(2), notifications of claimed copyright infringement under
United States copyright law should be sent to Service Provider's Designated Agent.
ALL INQUIRIES NOT RELEVANT TO THE FOLLOWING PROCEDURE WILL RECEIVE NO RESPONSE. See Notice and Procedure for Making
Claims of Copyright Infringement.